The Liability Journal

Coverage Basics

Your CGL Won't Cover a Client's Financial Loss: Why You Need E&O

CGL covers slips and falls, not the financial harm from a bad recommendation. Here's why you need E&O and how it works.

Claims & Defense

Don't Let a Claim Bankrupt You: Why Your CGL Defense Costs Are a Trap

Your CGL won't cover the defense costs that can sink you. Here's what you need to know about claims-made vs occurrence and why E&O is essential.